Types of Loans

Short-Term, Low Loan-to-value Real Estate loans offer Safe, High-Yield investments for our investors, while quickly solving a short-term problem for our loan clients.

Bridge Loan

Bridge loans allow a property owner to purchase a new home by borrowing equity from an existing property. Since your loan is secured by an existing property, our team at Jcap can accept a loan application from borrowers with average or bad credit.

Stated Income Loan

Stated income loans are great for buying an additional rental property for extra income or fixing and flipping homes. Jcap Private Lending works hard to support small businesses which is why we will find a real estate loan that suits your needs.

2nd's Stated/Stated Loan

A second mortgage is a new loan that funds after your regular mortgage (which funded first) usually to give you cash secured by the equity in your real estate. At Jcap Private Lending, we will loan you cash for your business, to make a new investment or to improve your existing investment property.

Construction Loan

If you need to start from scratch and tear down your home in California, we can give you a large construction loan up to $5 million.. At Jcap, we also offer smaller remodel loans in case you want to spruce up your kitchen or add on an additional bathroom. Whatever your preference is, we can find you a loan that works for your situation.

Probate Loan

A probate loan is a loan on inherited property. The estate is either in probate or in the process of going through a trust administration process. Heirs utilize this loan for many reasons, including getting early access to an asset since the probate process can take months.

Fix and Flip Loan

Fixing and flipping homes is becoming all the. Although HGTV shows like Flip or Flop and Master of Flip make fixing and flipping homes look easy, Jcap understands that the construction and funding process take longer than an hour-long episode. What they don’t show is the difficulty of finding a loan with a traditional bank or running out of money mid-construction.

Business Loan

If you don’t qualify for a traditional business loan, you can easily apply for a collaterized business loan with the best private lender in California – Jcap Private Lending. Because your business loan will be backed by your real estate, the approved project is fast. This is great news for business owners with big right offs challenged credit or if you are opening a new business.

Just Funded!

Northbrook, Illinois

Northbrook, Illinois


48% LTV
Owner Occupied

Kailua, Hawaii

Kailua, Hawaii

Cash-Out Refinance

55% LTV
Non-Owner Occupied

Bloomfield Hills, Michigan

Bloomfield Hills, Michigan

Cash-Out Refinance

Closed in 3 days
8 Bedrooms
Non Owner Occupied

Huntington Beach, California

Huntington Beach, California

Fix and Flip

75% LTV
Non Owner Occupied

Watch the CEO of Jcap Private Lending Bob Eakin on Critical Mass Radio

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