A Lot Loan is simply financing that allows one to buy a piece of land. Similar to a home mortgage, a Lot Loan can be obtained through a lender or a bank. They will then evaluate the value of the estate and review you to determine if you’re an eligible buyer.

Typical Items Needed for a Lot Loan:

  • Loan Application
  • Borrower Authorization
  • Bank Statements
  • Picture ID
  • Loan Submission Form
  • Home Owners Insurance
  • Mortgage Statement or Note to Prove No Balloon Payment
  • Purchase Agreement (Contract)

If Corporation:

  • Articles of Incorporation
  • Bylaws
  • Statement of Information
  • Form W9


  • Articles of Organization
  • Statement of Information
  • Form W9

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